The American economy is fueled by credit and those who have mastered managing their credit are better off than those who do not. One of the simplest forms of credit for the average person to manage is credit cards. This type of credit is relatively easy to get even if the user has a historyContinue reading “Things To Know Before Getting Your First Credit Card”
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As our society becomes more digitized, it is no surprise that most people do not carry a lot of cash on their person anymore. Now most shopping transactions are done using plastic cards with credit cards being the most used point of sale method. According to the Federal Reserve, 79% of Americans have at leastContinue reading “Are Credit Cards Bad?”
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Thanksgiving and Christmas holidays are the most active shopping seasons in the U.S. In fact, the National Retail Federation predicts that shoppers will spend between $843.4 billion and $859 billion in just November and December this year. Retail companies want to cash in as much of this as they can. They are increasing online andContinue reading “Biggest Holiday Shopping Mistakes”
Credit scores can be a mystery. Unless you work for one of the bureaus, and even if you do, you will not know the intricacies of this carefully and intentionally guarded secret. There are three primary US credit bureaus that produce credit scores; Equifax, Experian and TransUnion. Each of them has their own proprietary algorithmContinue reading “4 Hacks To BOOST Your Credit Score”