Biggest Holiday Shopping Mistakes

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Ignore Your Budget/Overspend

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Use A Credit Card To Shop

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Wait Until The Last Minute

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If you fail to prepare, you prepare to fail. Waiting until the last minute to shop can guarantee one of two things; you will either purchase gifts that you didn’t want, or you’ll overspend because you do not have time to shop around for bargains. If you plan your shopping trip in advance, you can plan around sale dates, look for more affordable alternatives and find gifts you know your loved ones will remember and appreciate. Waiting until the last minute to shop also runs the risk of your gifts not getting to their destination on time. No one wants to go through the embarrassment of delivering Christmas gifts after Christmas because they procrastinated.

Finance Your Gifts

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Try To Keep Up With The Jones

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Many people spend their lives trying to convince others they are living their best life. The only person you should be trying to impress is you. If you want to achieve the life you’ve always wanted, you’ll have to live below your means, save, invest and work hard to get it. By living your life by someone else’s standards you’re hindering your progress to your own dream. As a matter of fact, many people wearing the latest designer outfits and technology are either doing it on credit or on someone else’s dime. Strive to set your own standards. Standards that are achievable and will motivate you to achieve the life you’ve always wanted. Trying to keep up with the Jones is on of the biggest holiday shopping mistakes you can make.

There’s still some time to complete your holiday shopping! But be sure you’re not making the biggest holiday shopping mistakes so that you can start 2022 on the right financial footing.

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Published by Nicole

Certified Internal Auditor

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