Questions To Ask Before Accepting A Job Offer

The U.S. labor market is in favor of job seekers right now. In this environment, many are taking the opportunity to advance their careers by switching employers. While many end up in more advantageous positions, some end up in worse situations than with their previous employers. Before you end up in the latter group ofContinue reading “Questions To Ask Before Accepting A Job Offer”

Things To Know Before Getting Your First Credit Card

The American economy is fueled by credit and those who have mastered managing their credit are better off than those who do not. One of the simplest forms of credit for the average person to manage is credit cards. This type of credit is relatively easy to get even if the user has a historyContinue reading “Things To Know Before Getting Your First Credit Card”

6 Common Investment Mistakes To Avoid

Now more than any other time in history, there is a plethora of mediums that allow retail investors easy and free access to the market. Because investing is now so easy, many overestimate their ability to be good investors. This results in beginner investors making mistakes and losing money in many cases that could haveContinue reading “6 Common Investment Mistakes To Avoid”

Things To Consider Before Taking On Debt

In a world with subzero interest rates, it is easier and cheaper than ever to take on excessive debt. With the U.S. consumer debt standing at ~ $15 trillion in 2021, the current data shows that this number will continue to trend upwards. As one of the most in debt age groups, millennials must beContinue reading “Things To Consider Before Taking On Debt”

Effective Ways To Prevent Lifestyle Creep

Lifestyle creep happens when increased income leads to increased discretionary spending. It is one of the primary reasons some people are unable to build the wealth they desire. When our income increases, we feel we should reward ourselves for our effort. Unfortunately, that reward is usually spending excess money on things that do not getContinue reading “Effective Ways To Prevent Lifestyle Creep”

Money Lessons I Learned From Growing Up Poor

I was born and raised in a small city on the island of Jamaica. With a population of ~ 2.7M and approximately 4,244 sq miles in size, my experience growing up there was not profoundly different from others born around the same time. With an inflation rate of over 70% and an unemployment rate ofContinue reading “Money Lessons I Learned From Growing Up Poor”

Love Marriage And Money

Happy Belated Valentine’s Day! I hope you spent the day giving and receiving love from your  friends and family. I have always enjoyed this time of year because I love roses, balloons, chocolate, dinners and I just love Love. I also recently got married, so this is my first Valentine’s Day as a wife. BesidesContinue reading “Love Marriage And Money”

Tax Credits To Take Advantage Of Now

It’s that dreaded time of year when we have to negotiate our taxes with Uncle Sam. I’ve yet to meet a person who likes filing their taxes, yet it is something millions of people must complete by April 15th each year. While it’s not a fun task, there are many opportunities to lower your taxContinue reading “Tax Credits To Take Advantage Of Now”

Take Control Of Your Finances

It’s a new year with new promises and opportunities. There is no better time to commit to improving your finances! All you need is the right mindset, the will to change and the tips I’m about to share with you. They are not only easy, but can also be seamlessly integrated into your busy life.Continue reading “Take Control Of Your Finances”