What They Don’t Tell Beginner Investors

Investing is one of the most popular ways to build wealth. In my junior year in college, I made my first investment. At the time I had no idea what I was doing and largely depended on my Finance textbook as a guide. I was a full-time student and spent my mornings glued to BloombergContinue reading “What They Don’t Tell Beginner Investors”

4 Hacks To BOOST Your Credit Score

Credit scores can be a mystery. Unless you work for one of the bureaus, and even if you do, you will not know the intricacies of this carefully and intentionally guarded secret. There are three primary US credit bureaus that produce credit scores; Equifax, Experian and TransUnion. Each of them has their own proprietary algorithmContinue reading “4 Hacks To BOOST Your Credit Score”

How To Create Your Personal Budget

If you don’t have a budget, you have no idea what your financial standing is. While you may easily quote your income, your expenses are another matter. It’s important to know how much you earn each month and it’s equally important to know how much you’re spending. Though it’s easy to conclude from your bankContinue reading “How To Create Your Personal Budget”

Effects Of Poor Debt Management In Your Twenties

Your 20’s are the years you explore who you are, what you like, and the future you want for yourself. This is when you make mistakes, learn lessons, and develop character. It’s also the years when you build your foundation for the future. Decisions made in your 20’s can determine the ease of life inContinue reading “Effects Of Poor Debt Management In Your Twenties”

How To Quickly Save Your First $1000

Earning minimum wage and trying to build wealth can be a tough balancing act. While many believe the issue is not earning enough, the truth, is regardless of how much money you earn you can still end up living paycheck to paycheck. Yes, increasing your income is one way to build wealth, but managing yourContinue reading “How To Quickly Save Your First $1000”

7 Smart Ways To Spend Your Tax Refund

It’s now that time of year that we dread and look forward to at the same time. It’s tax season! We dread it because the U.S. tax code is complicated and so is the refund process. It’s deliberately written to confuse the average Joe. But we look forward to it because we can expect thatContinue reading “7 Smart Ways To Spend Your Tax Refund”

5 Common Habits Keeping You Broke

Everyone I know can name 1 or 2 bad habits that they just can’t seem to kick. Bad habits are formed over time and, in some cases, are so hard wired in our behavior that we don’t even realize when we are doing them. Bad habits could be one of the reasons you find yourselfContinue reading “5 Common Habits Keeping You Broke”