Passive Investing For Beginner Investors

Many people have the perception that investing is a complex activity that requires intimate knowledge of financial instruments and markets. Surprisingly though, anyone who can read and grasp basic mathematics can achieve lucrative returns from investing. Like many beginners, I assumed I had to partake in active investing and timing the market to build wealth.Continue reading “Passive Investing For Beginner Investors”

What You Need To Know About Dividend Investing

Dividend investing is a great way to diversify your portfolio while increasing your return on investment. While this type of investing strategy is promoted primarily to older investors, millennials should give serious thought to how they can benefit from it. Starting early leads to compounding that can increase your chances of achieving your investment goalsContinue reading “What You Need To Know About Dividend Investing”

Cost Of Renting vs. Buying A Home

65.8% of Americans own their home. However, that number shrinks to 52% for millennials. This number is so low because, unfortunately, the price of housing increased at an exponentially higher rate than income. The rent versus buy decision, therefore, has greater consequences for millennials. Below are costs millennials should consider when looking at the costContinue reading “Cost Of Renting vs. Buying A Home”

Journey To CPA

It is not a secret that I want to become a CPA. The reason I went back to school to pursue a Master of Accountancy is to meet the NJ CPA requirements. The application process, however, has been quite the challenge for me. Not because the information on the website is not clear, but becauseContinue reading “Journey To CPA”

Where To File Your Taxes For Free

Filing your tax returns is tedious, unnecessarily complicated, and surprisingly expensive. Unfortunately, filing your tax returns is not an optional activity here in the U.S. It is mandatory with the consequences of not doing so being fines and penalties. You’ll be happy to know, however, that filing your taxes does not have to be costly.Continue reading “Where To File Your Taxes For Free”

Treasury Investments For Beginner Investors

If you’re looking to diversify your portfolio look no further than U.S. treasury savings bonds. These bonds are highly liquid investments that promise generous returns even in times of high inflation. Like we are experiencing now in the U.S. A big advantage of treasury savings bonds is that returns are guaranteed. That is, they areContinue reading “Treasury Investments For Beginner Investors”

There’s Still Time To File For NJ ANCHOR Property Tax Relief

Do you rent or own a home in New Jersey? If yes, here’s some good news! There’s still time to file for NJ ANCHOR property tax relief. What Is ANCHOR? ANCHOR is the Affordable NJ Communities for Homeowners & Renters program. Enacted in June 2022, this program aims to provide homeowners and renters property taxContinue reading “There’s Still Time To File For NJ ANCHOR Property Tax Relief”

Why You Should Pay Attention To The Federal Reserve

Last week the Federal Reserve Bank (Fed) raised interest rates by 0.25% in its efforts to combat the high inflation that the U.S. is currently grappling with. It is predicted that the Fed will continue to raise rates until there is some indication that inflation is easing. While many people do not pay attention toContinue reading “Why You Should Pay Attention To The Federal Reserve”