Things To Know Before Getting Your First Credit Card

The American economy is fueled by credit and those who have mastered managing their credit are better off than those who do not. One of the simplest forms of credit for the average person to manage is credit cards. This type of credit is relatively easy to get even if the user has a historyContinue reading “Things To Know Before Getting Your First Credit Card”

Are Credit Cards Bad?

As our society becomes more digitized, it is no surprise that most people do not carry a lot of cash on their person anymore. Now most shopping transactions are done using plastic cards with credit cards being the most used point of sale method. According to the Federal Reserve, 79% of Americans have at leastContinue reading “Are Credit Cards Bad?”

4 Hacks To BOOST Your Credit Score

Credit scores can be a mystery. Unless you work for one of the bureaus, and even if you do, you will not know the intricacies of this carefully and intentionally guarded secret. There are three primary US credit bureaus that produce credit scores; Equifax, Experian and TransUnion. Each of them has their own proprietary algorithmContinue reading “4 Hacks To BOOST Your Credit Score”

Effects Of Poor Debt Management In Your Twenties

Your 20’s are the years you explore who you are, what you like, and the future you want for yourself. This is when you make mistakes, learn lessons, and develop character. It’s also the years when you build your foundation for the future. Decisions made in your 20’s can determine the ease of life inContinue reading “Effects Of Poor Debt Management In Your Twenties”