The financial decisions you make in your 20s can have a big impact on your future. While you figure out what you want in life, this decade presents a good opportunity to start building the foundation of a good life in the future. Yes, you’ll make mistakes but the lessons you learn will allow youContinue reading “5 Smart Money Moves To Make In Your 20s”
Category Archives: Budget and Saving
Good Money Habits To Teach Your Children
Many people had to learn on their own how to responsibly manage their money. Imagine how different your life would have been if someone had taught you, throughout your childhood, good money habits? Well, you can set your child on the path to financial success by teaching them good money habits early. Here are 8Continue reading “Good Money Habits To Teach Your Children”
Steps To Achieve Financial Fitness
Financial fitness looks different for everyone because everyone has different life goals they want to achieve. Regardless of your current situation, however, the steps to achieve financial fitness are quite consistent. Applying these steps consistently over the long-term can result in significant life changes. Here are 7 essential steps to achieve financial fitness. Set SMARTContinue reading “Steps To Achieve Financial Fitness”
Money Saving Tips For Graduate Students
Going to graduate school is not only hard work but it is also expensive. Whether you are a full-time student or a part-time student, you could be spending tens of thousands of dollars per semester for your degree. While expenses like tuition are unavoidable, there are ways for graduate students to lower their expenses atContinue reading “Money Saving Tips For Graduate Students”
5 Money Moves To Make With Your Tax Refund
It’s that time of year again where you either owe Uncle Sam or Uncle Sam owes you. Hopefully, you’re in the latter group. We all have experienced how needlessly complicated filing your taxes can be. Thankfully, taxpayers can go directly to the IRS, utilize tax preparation software, or hire a professional to file your taxes.Continue reading “5 Money Moves To Make With Your Tax Refund”
Savings Account Alternatives For Beginners
Today’s market volatility is the worst that it has been in over 10 years. The average investor needs to be more diligent and discerning when choosing their investments. The S&P500 index fell 19% in 2022. The worst performance recorded since 2008. The NASDAQ experienced an even worse performance with a loss of 33.1%. With lossesContinue reading “Savings Account Alternatives For Beginners”
How To Avoid A High Medical Bill
An unexpected high expense is the worst thing to happen to someone trying to budget and get their life together. Healthcare costs in the U.S. are notoriously high. It is then no surprise that medical bills are listed as the number one reason the average American files for bankruptcy. Medical bills are complex. Unlike yourContinue reading “How To Avoid A High Medical Bill”
Benefits Of Being Frugal
The word frugal often conjures up images of misers, miserable penny pinchers and extreme cheapskates. For some reason, people also assume that because someone chooses to live frugally that means they simply cannot afford luxury. Being frugal is none of these things. It’s simply being intentional in how you choose to spend your money. AndContinue reading “Benefits Of Being Frugal”
A Very Merry Budget Friendly Christmas
We are now in one of the biggest shopping holiday seasons in the U.S. Even those people who do not celebrate this time of year still take advantage of the sales and discounts being offered. It’s pretty easy to get sucked into the advertising and end up spending a lot more than you budgeted for.Continue reading “A Very Merry Budget Friendly Christmas”
Steps To Prepare For A Recession
Recession, soft landing and economic slowdown are frequent buzzwords on the news about the economy these days. Regardless of your feelings about the current state of the economy, there’s sufficient evidence that a recession may be on the horizon (NPR). Indicators like a 9% inflation, the slowdown in hiring from the top U.S. tech companies,Continue reading “Steps To Prepare For A Recession”