The 5 Pillars Of Personal Finance

Personal finance, in my opinion, is a loaded term. There are various things a person could be referring to when they say personal finance. It could be debt, investments, taxes or simply budgeting. Those who are just starting out in their journey to master personal finance may become intimidated by the number of concepts thatContinue reading “The 5 Pillars Of Personal Finance”

What They Don’t Tell Beginner Investors

Investing is one of the most popular ways to build wealth. In my junior year in college, I made my first investment. At the time I had no idea what I was doing and largely depended on my Finance textbook as a guide. I was a full-time student and spent my mornings glued to BloombergContinue reading “What They Don’t Tell Beginner Investors”

Effects Of Poor Debt Management In Your Twenties

Your 20’s are the years you explore who you are, what you like, and the future you want for yourself. This is when you make mistakes, learn lessons, and develop character. It’s also the years when you build your foundation for the future. Decisions made in your 20’s can determine the ease of life inContinue reading “Effects Of Poor Debt Management In Your Twenties”

5 Ways Minimalism Improves Your Finances

Minimalism has had a profound impact on my finances. I started my minimalism journey about 3 years ago. I was searching for a simpler way of living that would increase my satisfaction with myself, my life and my achievements. The concept of minimalism means to embrace simplicity, enhance utility, and find happiness. It’s literally livingContinue reading “5 Ways Minimalism Improves Your Finances”

How To Quickly Save Your First $1000

Earning minimum wage and trying to build wealth can be a tough balancing act. While many believe the issue is not earning enough, the truth, is regardless of how much money you earn you can still end up living paycheck to paycheck. Yes, increasing your income is one way to build wealth, but managing yourContinue reading “How To Quickly Save Your First $1000”

Common Insurance Myths Debunked

Everyone I know hates insurance. Having to pay for a product you may never use can be frustrating, especially if you notice your premium increasing every year. I’ve worked in the insurance business as an auditor for three years and insurance was always explained to me as a ‘promise’. It is a promise that ifContinue reading “Common Insurance Myths Debunked”

7 Smart Ways To Spend Your Tax Refund

It’s now that time of year that we dread and look forward to at the same time. It’s tax season! We dread it because the U.S. tax code is complicated and so is the refund process. It’s deliberately written to confuse the average Joe. But we look forward to it because we can expect thatContinue reading “7 Smart Ways To Spend Your Tax Refund”

5 Common Habits Keeping You Broke

Everyone I know can name 1 or 2 bad habits that they just can’t seem to kick. Bad habits are formed over time and, in some cases, are so hard wired in our behavior that we don’t even realize when we are doing them. Bad habits could be one of the reasons you find yourselfContinue reading “5 Common Habits Keeping You Broke”

3 Ways Money Increases Happiness

This is a touchy subject for many people. For some reason when a person has the opinion that money can increase happiness that person is scorned. Though there are exceptions, it’s life so there always will be, money can indeed increase your happiness. That is, money can improve your emotional and physical wellbeing. Check outContinue reading “3 Ways Money Increases Happiness”

Money and Negative Feelings Series 1 of 3: Where to Start

Like in many families below middle class, the topic of money was a taboo subject in my household growing up. I grew up in the church and Sunday after Sunday we would be told “money is the root of all evil” and “greed is one of the seven deadly sins”. My background in church andContinue reading “Money and Negative Feelings Series 1 of 3: Where to Start”