Happy New Year! We are still in a pandemic but there is so much to look forward to in 2022. If you need inspiration to get started, think of all the things you accomplished in 2021. Think of all the No’s that you turned into Yes’ and obstacles that you successfully navigated. Again, all inContinue reading “New Year’s Resolutions To Change Your Finances”
Tag Archives: financial wellness
Biggest Holiday Shopping Mistakes
Thanksgiving and Christmas holidays are the most active shopping seasons in the U.S. In fact, the National Retail Federation predicts that shoppers will spend between $843.4 billion and $859 billion in just November and December this year. Retail companies want to cash in as much of this as they can. They are increasing online andContinue reading “Biggest Holiday Shopping Mistakes”
Six Smart Things To Do Before You Quit Your Job
Six Smart Things To Do Before You Quit Your Job
The 5 Pillars Of Personal Finance
Personal finance, in my opinion, is a loaded term. There are various things a person could be referring to when they say personal finance. It could be debt, investments, taxes or simply budgeting. Those who are just starting out in their journey to master personal finance may become intimidated by the number of concepts thatContinue reading “The 5 Pillars Of Personal Finance”
What They Don’t Tell Beginner Investors
Investing is one of the most popular ways to build wealth. In my junior year in college, I made my first investment. At the time I had no idea what I was doing and largely depended on my Finance textbook as a guide. I was a full-time student and spent my mornings glued to BloombergContinue reading “What They Don’t Tell Beginner Investors”
Effects Of Poor Debt Management In Your Twenties
Your 20’s are the years you explore who you are, what you like, and the future you want for yourself. This is when you make mistakes, learn lessons, and develop character. It’s also the years when you build your foundation for the future. Decisions made in your 20’s can determine the ease of life inContinue reading “Effects Of Poor Debt Management In Your Twenties”
5 Ways Minimalism Improves Your Finances
Minimalism has had a profound impact on my finances. I started my minimalism journey about 3 years ago. I was searching for a simpler way of living that would increase my satisfaction with myself, my life and my achievements. The concept of minimalism means to embrace simplicity, enhance utility, and find happiness. It’s literally livingContinue reading “5 Ways Minimalism Improves Your Finances”
How To Quickly Save Your First $1000
Earning minimum wage and trying to build wealth can be a tough balancing act. While many believe the issue is not earning enough, the truth, is regardless of how much money you earn you can still end up living paycheck to paycheck. Yes, increasing your income is one way to build wealth, but managing yourContinue reading “How To Quickly Save Your First $1000”
Common Insurance Myths Debunked
Everyone I know hates insurance. Having to pay for a product you may never use can be frustrating, especially if you notice your premium increasing every year. I’ve worked in the insurance business as an auditor for three years and insurance was always explained to me as a ‘promise’. It is a promise that ifContinue reading “Common Insurance Myths Debunked”
7 Smart Ways To Spend Your Tax Refund
It’s now that time of year that we dread and look forward to at the same time. It’s tax season! We dread it because the U.S. tax code is complicated and so is the refund process. It’s deliberately written to confuse the average Joe. But we look forward to it because we can expect thatContinue reading “7 Smart Ways To Spend Your Tax Refund”