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Money Lessons From A NYC Sanitation Worker
One of my favorite pastimes watching programs that explore how people of different backgrounds spend and budget their money. This is how I came across a YouTube video from CNBC that centered on a man who ended up in sanitation due to the COVID-19 pandemic [watch video here]. Anthony’s story is a humbling one ofContinue reading “Money Lessons From A NYC Sanitation Worker”
Here’s Why I’m Buying I Bonds
There’s a wealth of investment products on the market for people to invest in. Regardless of your preference, education, or financial limitations there’s something out there for everyone who is willing to pay. The best advantage of the open market is how accessible most assets are and the wealth of information available to investors. So,Continue reading “Here’s Why I’m Buying I Bonds”
5 Money Habits To Drop In 2022
A lot has changed economically since 2021. The Federal Reserve Bank is restricting monetary conditions, job growth is slowing down, company earnings and forecasts are trending down, and all three major indexes are also down year-to-date. 2022 is forecasted to be quite different from 2021. With this in mind, you’ll have to adapt to theContinue reading “5 Money Habits To Drop In 2022”
How The Federal Reserve Affects Your Finances
In this time of economic uncertainty and rumors of a looming recession, everyone should be paying attention to what the U.S. government is doing. Any and every action taken by this group directly and indirectly affects the wealth of its citizens. Something you should be concerned about. I am not referring to a potential increaseContinue reading “How The Federal Reserve Affects Your Finances”
Questions To Ask Before Accepting A Job Offer
The U.S. labor market is in favor of job seekers right now. In this environment, many are taking the opportunity to advance their careers by switching employers. While many end up in more advantageous positions, some end up in worse situations than with their previous employers. Before you end up in the latter group ofContinue reading “Questions To Ask Before Accepting A Job Offer”
3 Things You Should Know About Inflation
Have you noticed your grocery bill is higher? Your rent is now exceptionally high? Gas price is making you rethink your need for a car? This is because of inflation. March 2022 inflation rate increased 8.5% following a rise of 7.9% from February. Everything is more expensive. Some more than others. In order to achieveContinue reading “3 Things You Should Know About Inflation”
4 Reasons Your Budget Isn’t Working
Budgeting can be an easy task. What is not easy is finding the time, committing to the discipline, and exercising consistency. While some find budgeting easy, others find it very frustrating and are left discouraged. Sometimes to the point where they give up altogether. This does not have to be you. You can achieve yourContinue reading “4 Reasons Your Budget Isn’t Working”
Saturday Thoughts: Don’t Succumb To Imposter Syndrome
My Experience Imposter syndrome refers to an internal experience of believing that you are not as competent as others perceive you to be (VeryWellMind). My first experience with this condition was at my first job out of school, which happened to be at one of the top insurance companies in the world. The company onboardingContinue reading “Saturday Thoughts: Don’t Succumb To Imposter Syndrome”
Things To Know Before Getting Your First Credit Card
The American economy is fueled by credit and those who have mastered managing their credit are better off than those who do not. One of the simplest forms of credit for the average person to manage is credit cards. This type of credit is relatively easy to get even if the user has a historyContinue reading “Things To Know Before Getting Your First Credit Card”
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