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Accounting Is Hard

Accounting was not the career I envisioned for myself when my first grade teacher asked me what I wanted to be “when I grow up”. In fact, I didn’t seriously consider accounting until I completed my first internship in Internal Audit. Since then, I’ve noticed accounting is hard. Very hard. So, before you decide accounting…

6 Career Tips For 2023

Millions of people started a new job in 2022. In fact, payroll employment rose by 4.5 million last year. Based on the December 2022 statistics, analysts believe the payroll trend will continue into the first quarter of 2023. If you’re looking for new opportunities, here are 6 career tips for 2023. 1. Just Apply Even…

Investing Mistakes To Avoid In 2023

2022 has been a rough year for investors. At one point the S&P index fell as much as 20% while the NASDAQ fell as much as 30%. Even savvy analysts from large investment banks like Goldman Sachs found it difficult to gauge what direction the market is going and if the market has bottomed out.…

Benefits Of Being Frugal

The word frugal often conjures up images of misers, miserable penny pinchers and extreme cheapskates. For some reason, people also assume that because someone chooses to live frugally that means they simply cannot afford luxury. Being frugal is none of these things. It’s simply being intentional in how you choose to spend your money. And…

A Very Merry Budget Friendly Christmas

We are now in one of the biggest shopping holiday seasons in the U.S. Even those people who do not celebrate this time of year still take advantage of the sales and discounts being offered. It’s pretty easy to get sucked into the advertising and end up spending a lot more than you budgeted for.…

What They Don’t Tell You About Passive Income

There has been a boom in passive income content all over the internet in the past couple of years. The script is usually the same. Someone who looks well put together tells you they make 6 figures a year in passive income and will share their secret with you. For a small fee of course.…

Money Mindset

Money and the lack of it have played a dominant role in my life since childhood. The lack of it was instrumental in shaping my childhood experiences. The presence of it has continued to shape my adult experience. The night and day contrast between the two experiences gave me first hand insight into how destructive…

Steps To Prepare For A Recession

Recession, soft landing and economic slowdown are frequent buzzwords on the news about the economy these days. Regardless of your feelings about the current state of the economy, there’s sufficient evidence that a recession may be on the horizon (NPR). Indicators like a 9% inflation, the slowdown in hiring from the top U.S. tech companies,…

Money Lessons From A NYC Sanitation Worker

One of my favorite pastimes watching programs that explore how people of different backgrounds spend and budget their money. This is how I came across a YouTube video from CNBC that centered on a man who ended up in sanitation due to the COVID-19 pandemic [watch video here]. Anthony’s story is a humbling one of…

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