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Cost Of Renting vs. Buying A Home
65.8% of Americans own their home. However, that number shrinks to 52% for millennials. This number is so low because, unfortunately, the price of housing increased at an exponentially higher rate than income. The rent versus buy decision, therefore, has greater consequences for millennials. Below are costs millennials should consider when looking at the cost…

Good Money Habits To Teach Your Children
Many people had to learn on their own how to responsibly manage their money. Imagine how different your life would have been if someone had taught you, throughout your childhood, good money habits? Well, you can set your child on the path to financial success by teaching them good money habits early. Here are 8…

Congratulations On Your Graduation
I am graduating from my Master of Accountancy program today. Like many other Spring 2023 graduates, today marks the end of another chapter in my life. Graduate school was not what I expected it would be. In fact, I found it much more academically challenging than anything I’d ever encountered before. It’s not enough to…

Steps To Achieve Financial Fitness
Financial fitness looks different for everyone because everyone has different life goals they want to achieve. Regardless of your current situation, however, the steps to achieve financial fitness are quite consistent. Applying these steps consistently over the long-term can result in significant life changes. Here are 7 essential steps to achieve financial fitness. Set SMART…

The Real Consequences of Bank Failures
On May 1, 2023, the U.S. experienced the second largest bank failure in its history. First Republic was officially closed with the FDIC appointed as Receiver and JPMorgan Chase Bank acquired approximately $229.1B in assets. JPMorgan Chase remains the largest national bank in the US. First Republic Bank is not the first bank to fail…

Money Saving Tips For Graduate Students
Going to graduate school is not only hard work but it is also expensive. Whether you are a full-time student or a part-time student, you could be spending tens of thousands of dollars per semester for your degree. While expenses like tuition are unavoidable, there are ways for graduate students to lower their expenses at…

Journey To CPA
It is not a secret that I want to become a CPA. The reason I went back to school to pursue a Master of Accountancy is to meet the NJ CPA requirements. The application process, however, has been quite the challenge for me. Not because the information on the website is not clear, but because…

5 Money Moves To Make With Your Tax Refund
It’s that time of year again where you either owe Uncle Sam or Uncle Sam owes you. Hopefully, you’re in the latter group. We all have experienced how needlessly complicated filing your taxes can be. Thankfully, taxpayers can go directly to the IRS, utilize tax preparation software, or hire a professional to file your taxes.…

Where To File Your Taxes For Free
Filing your tax returns is tedious, unnecessarily complicated, and surprisingly expensive. Unfortunately, filing your tax returns is not an optional activity here in the U.S. It is mandatory with the consequences of not doing so being fines and penalties. You’ll be happy to know, however, that filing your taxes does not have to be costly.…
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