How To Save Your First $10000

Anyone can save $10,000 with discipline, patience, and a plan. If you’re thinking you make too little to achieve this or your expenses are too high, I’m here to tell you those are only excuses. Bad excuses. To get motivated, think of what you could if you had $10,000 right now. You could pay yourContinue reading “How To Save Your First $10000”

The 5 Pillars Of Personal Finance

Personal finance, in my opinion, is a loaded term. There are various things a person could be referring to when they say personal finance. It could be debt, investments, taxes or simply budgeting. Those who are just starting out in their journey to master personal finance may become intimidated by the number of concepts thatContinue reading “The 5 Pillars Of Personal Finance”

What They Don’t Tell Beginner Investors

Investing is one of the most popular ways to build wealth. In my junior year in college, I made my first investment. At the time I had no idea what I was doing and largely depended on my Finance textbook as a guide. I was a full-time student and spent my mornings glued to BloombergContinue reading “What They Don’t Tell Beginner Investors”

How To Save Money On Your Next Vacation

It’s Memorial Day weekend and you know what that means! It’s finally SUMMER! Time to relax, rejuvenate and revitalize while the weather is good and the vacation deals are being rolled out. If you’re thinking you have to break the bank or take out credit to afford a nice vacation, you’re wrong. And no, youContinue reading “How To Save Money On Your Next Vacation”

4 Hacks To BOOST Your Credit Score

Credit scores can be a mystery. Unless you work for one of the bureaus, and even if you do, you will not know the intricacies of this carefully and intentionally guarded secret. There are three primary US credit bureaus that produce credit scores; Equifax, Experian and TransUnion. Each of them has their own proprietary algorithmContinue reading “4 Hacks To BOOST Your Credit Score”

How To Create Your Personal Budget

If you don’t have a budget, you have no idea what your financial standing is. While you may easily quote your income, your expenses are another matter. It’s important to know how much you earn each month and it’s equally important to know how much you’re spending. Though it’s easy to conclude from your bankContinue reading “How To Create Your Personal Budget”

Effects Of Poor Debt Management In Your Twenties

Your 20’s are the years you explore who you are, what you like, and the future you want for yourself. This is when you make mistakes, learn lessons, and develop character. It’s also the years when you build your foundation for the future. Decisions made in your 20’s can determine the ease of life inContinue reading “Effects Of Poor Debt Management In Your Twenties”

5 Ways Minimalism Improves Your Finances

Minimalism has had a profound impact on my finances. I started my minimalism journey about 3 years ago. I was searching for a simpler way of living that would increase my satisfaction with myself, my life and my achievements. The concept of minimalism means to embrace simplicity, enhance utility, and find happiness. It’s literally livingContinue reading “5 Ways Minimalism Improves Your Finances”

How To Quickly Save Your First $1000

Earning minimum wage and trying to build wealth can be a tough balancing act. While many believe the issue is not earning enough, the truth, is regardless of how much money you earn you can still end up living paycheck to paycheck. Yes, increasing your income is one way to build wealth, but managing yourContinue reading “How To Quickly Save Your First $1000”

Common Insurance Myths Debunked

Everyone I know hates insurance. Having to pay for a product you may never use can be frustrating, especially if you notice your premium increasing every year. I’ve worked in the insurance business as an auditor for three years and insurance was always explained to me as a ‘promise’. It is a promise that ifContinue reading “Common Insurance Myths Debunked”