The U.S. Banking Industry is on high alert right now. After 3 regional bank failures this month investors, regulators and depositors have started to worry if the banking industry can hold up to the pressures it is currently facing. Thanks to the FDIC and the Federal Reserve, small and regional banks are getting help toContinue reading “What Happens If Your Bank Fails”
Author Archives: Nicole
Treasury Investments For Beginner Investors
If you’re looking to diversify your portfolio look no further than U.S. treasury savings bonds. These bonds are highly liquid investments that promise generous returns even in times of high inflation. Like we are experiencing now in the U.S. A big advantage of treasury savings bonds is that returns are guaranteed. That is, they areContinue reading “Treasury Investments For Beginner Investors”
We Do NOT Have The Same 24 Hours
Ever wonder why the person next to you has achieved so much more or less than you when we all have the same 24 hours to achieve success? Well, you can stop wondering. The truth is, we do not all have the same 24 hours. While the number of hours is the same, what weContinue reading “We Do NOT Have The Same 24 Hours”
There’s Still Time To File For NJ ANCHOR Property Tax Relief
Do you rent or own a home in New Jersey? If yes, here’s some good news! There’s still time to file for NJ ANCHOR property tax relief. What Is ANCHOR? ANCHOR is the Affordable NJ Communities for Homeowners & Renters program. Enacted in June 2022, this program aims to provide homeowners and renters property taxContinue reading “There’s Still Time To File For NJ ANCHOR Property Tax Relief”
Savings Account Alternatives For Beginners
Today’s market volatility is the worst that it has been in over 10 years. The average investor needs to be more diligent and discerning when choosing their investments. The S&P500 index fell 19% in 2022. The worst performance recorded since 2008. The NASDAQ experienced an even worse performance with a loss of 33.1%. With lossesContinue reading “Savings Account Alternatives For Beginners”
Qualities You Need To Thrive In Accounting
The number of accounting professionals in the U.S. is steadily declining. The number of students who enrolled in Bachelor’s and Master’s accounting programs decreased by 2% and 8.4% respectively. According to the American Institute of CAPs (AICPA), The number of CPA candidates who passed all four exams decreased by 17% between 2019 and 2020 withContinue reading “Qualities You Need To Thrive In Accounting”
Why You Should Pay Attention To The Federal Reserve
Last week the Federal Reserve Bank (Fed) raised interest rates by 0.25% in its efforts to combat the high inflation that the U.S. is currently grappling with. It is predicted that the Fed will continue to raise rates until there is some indication that inflation is easing. While many people do not pay attention toContinue reading “Why You Should Pay Attention To The Federal Reserve”
How To Avoid A High Medical Bill
An unexpected high expense is the worst thing to happen to someone trying to budget and get their life together. Healthcare costs in the U.S. are notoriously high. It is then no surprise that medical bills are listed as the number one reason the average American files for bankruptcy. Medical bills are complex. Unlike yourContinue reading “How To Avoid A High Medical Bill”
Accounting Is Hard
Accounting was not the career I envisioned for myself when my first grade teacher asked me what I wanted to be “when I grow up”. In fact, I didn’t seriously consider accounting until I completed my first internship in Internal Audit. Since then, I’ve noticed accounting is hard. Very hard. So, before you decide accountingContinue reading “Accounting Is Hard”
6 Career Tips For 2023
Millions of people started a new job in 2022. In fact, payroll employment rose by 4.5 million last year. Based on the December 2022 statistics, analysts believe the payroll trend will continue into the first quarter of 2023. If you’re looking for new opportunities, here are 6 career tips for 2023. 1. Just Apply EvenContinue reading “6 Career Tips For 2023”