A Very Merry Budget Friendly Christmas

We are now in one of the biggest shopping holiday seasons in the U.S. Even those people who do not celebrate this time of year still take advantage of the sales and discounts being offered. It’s pretty easy to get sucked into the advertising and end up spending a lot more than you budgeted for.Continue reading “A Very Merry Budget Friendly Christmas”

What They Don’t Tell You About Passive Income

There has been a boom in passive income content all over the internet in the past couple of years. The script is usually the same. Someone who looks well put together tells you they make 6 figures a year in passive income and will share their secret with you. For a small fee of course.Continue reading “What They Don’t Tell You About Passive Income”

Money Mindset

Money and the lack of it have played a dominant role in my life since childhood. The lack of it was instrumental in shaping my childhood experiences. The presence of it has continued to shape my adult experience. The night and day contrast between the two experiences gave me first hand insight into how destructiveContinue reading “Money Mindset”

Steps To Prepare For A Recession

Recession, soft landing and economic slowdown are frequent buzzwords on the news about the economy these days. Regardless of your feelings about the current state of the economy, there’s sufficient evidence that a recession may be on the horizon (NPR). Indicators like a 9% inflation, the slowdown in hiring from the top U.S. tech companies,Continue reading “Steps To Prepare For A Recession”

Money Lessons From A NYC Sanitation Worker

One of my favorite pastimes watching programs that explore how people of different backgrounds spend and budget their money. This is how I came across a YouTube video from CNBC that centered on a man who ended up in sanitation due to the COVID-19 pandemic [watch video here]. Anthony’s story is a humbling one ofContinue reading “Money Lessons From A NYC Sanitation Worker”

Here’s Why I’m Buying I Bonds

There’s a wealth of investment products on the market for people to invest in. Regardless of your preference, education, or financial limitations there’s something out there for everyone who is willing to pay. The best advantage of the open market is how accessible most assets are and the wealth of information available to investors. So,Continue reading “Here’s Why I’m Buying I Bonds”

5 Money Habits To Drop In 2022

A lot has changed economically since 2021. The Federal Reserve Bank is restricting monetary conditions, job growth is slowing down, company earnings and forecasts are trending down, and all three major indexes are also down year-to-date. 2022 is forecasted to be quite different from 2021. With this in mind, you’ll have to adapt to theContinue reading “5 Money Habits To Drop In 2022”

How The Federal Reserve Affects Your Finances

In this time of economic uncertainty and rumors of a looming recession, everyone should be paying attention to what the U.S. government is doing. Any and every action taken by this group directly and indirectly affects the wealth of its citizens. Something you should be concerned about. I am not referring to a potential increaseContinue reading “How The Federal Reserve Affects Your Finances”

Questions To Ask Before Accepting A Job Offer

The U.S. labor market is in favor of job seekers right now. In this environment, many are taking the opportunity to advance their careers by switching employers. While many end up in more advantageous positions, some end up in worse situations than with their previous employers. Before you end up in the latter group ofContinue reading “Questions To Ask Before Accepting A Job Offer”

3 Things You Should Know About Inflation

Have you noticed your grocery bill is higher? Your rent is now exceptionally high? Gas price is making you rethink your need for a car? This is because of inflation.  March 2022 inflation rate increased 8.5% following a rise of 7.9% from February. Everything is more expensive. Some more than others. In order to achieveContinue reading “3 Things You Should Know About Inflation”