Many people have the perception that investing is a complex activity that requires intimate knowledge of financial instruments and markets. Surprisingly though, anyone who can read and grasp basic mathematics can achieve lucrative returns from investing. Like many beginners, I assumed I had to partake in active investing and timing the market to build wealth.Continue reading “Passive Investing For Beginner Investors”
Author Archives: Nicole
What You Need To Know About Dividend Investing
Dividend investing is a great way to diversify your portfolio while increasing your return on investment. While this type of investing strategy is promoted primarily to older investors, millennials should give serious thought to how they can benefit from it. Starting early leads to compounding that can increase your chances of achieving your investment goalsContinue reading “What You Need To Know About Dividend Investing”
5 Smart Money Moves To Make In Your 20s
The financial decisions you make in your 20s can have a big impact on your future. While you figure out what you want in life, this decade presents a good opportunity to start building the foundation of a good life in the future. Yes, you’ll make mistakes but the lessons you learn will allow youContinue reading “5 Smart Money Moves To Make In Your 20s”
Cost Of Renting vs. Buying A Home
65.8% of Americans own their home. However, that number shrinks to 52% for millennials. This number is so low because, unfortunately, the price of housing increased at an exponentially higher rate than income. The rent versus buy decision, therefore, has greater consequences for millennials. Below are costs millennials should consider when looking at the costContinue reading “Cost Of Renting vs. Buying A Home”
Good Money Habits To Teach Your Children
Many people had to learn on their own how to responsibly manage their money. Imagine how different your life would have been if someone had taught you, throughout your childhood, good money habits? Well, you can set your child on the path to financial success by teaching them good money habits early. Here are 8Continue reading “Good Money Habits To Teach Your Children”
Congratulations On Your Graduation
I am graduating from my Master of Accountancy program today. Like many other Spring 2023 graduates, today marks the end of another chapter in my life. Graduate school was not what I expected it would be. In fact, I found it much more academically challenging than anything I’d ever encountered before. It’s not enough toContinue reading “Congratulations On Your Graduation”
Steps To Achieve Financial Fitness
Financial fitness looks different for everyone because everyone has different life goals they want to achieve. Regardless of your current situation, however, the steps to achieve financial fitness are quite consistent. Applying these steps consistently over the long-term can result in significant life changes. Here are 7 essential steps to achieve financial fitness. Set SMARTContinue reading “Steps To Achieve Financial Fitness”
The Real Consequences of Bank Failures
On May 1, 2023, the U.S. experienced the second largest bank failure in its history. First Republic was officially closed with the FDIC appointed as Receiver and JPMorgan Chase Bank acquired approximately $229.1B in assets. JPMorgan Chase remains the largest national bank in the US. First Republic Bank is not the first bank to failContinue reading “The Real Consequences of Bank Failures”
Money Saving Tips For Graduate Students
Going to graduate school is not only hard work but it is also expensive. Whether you are a full-time student or a part-time student, you could be spending tens of thousands of dollars per semester for your degree. While expenses like tuition are unavoidable, there are ways for graduate students to lower their expenses atContinue reading “Money Saving Tips For Graduate Students”
Journey To CPA
It is not a secret that I want to become a CPA. The reason I went back to school to pursue a Master of Accountancy is to meet the NJ CPA requirements. The application process, however, has been quite the challenge for me. Not because the information on the website is not clear, but becauseContinue reading “Journey To CPA”