Today’s market volatility is the worst that it has been in over 10 years. The average investor needs to be more diligent and discerning when choosing their investments. The S&P500 index fell 19% in 2022. The worst performance recorded since 2008. The NASDAQ experienced an even worse performance with a loss of 33.1%. With lossesContinue reading “Savings Account Alternatives For Beginners”
Tag Archives: saving
4 Reasons Your Budget Isn’t Working
Budgeting can be an easy task. What is not easy is finding the time, committing to the discipline, and exercising consistency. While some find budgeting easy, others find it very frustrating and are left discouraged. Sometimes to the point where they give up altogether. This does not have to be you. You can achieve yourContinue reading “4 Reasons Your Budget Isn’t Working”
Best Frugal Tips To Save On Christmas Shopping
Happy holidays friends! Christmas season is one of my favorite times of the year because I get to reconnect with family and friends. And of course exchange gifts! This season, there’s more pressure than others, because it’s the first time in over a year since we will be able to comfortably get together. There’s pressureContinue reading “Best Frugal Tips To Save On Christmas Shopping”
How To Save Money On Your Next Vacation
It’s Memorial Day weekend and you know what that means! It’s finally SUMMER! Time to relax, rejuvenate and revitalize while the weather is good and the vacation deals are being rolled out. If you’re thinking you have to break the bank or take out credit to afford a nice vacation, you’re wrong. And no, youContinue reading “How To Save Money On Your Next Vacation”
How To Create Your Personal Budget
If you don’t have a budget, you have no idea what your financial standing is. While you may easily quote your income, your expenses are another matter. It’s important to know how much you earn each month and it’s equally important to know how much you’re spending. Though it’s easy to conclude from your bankContinue reading “How To Create Your Personal Budget”
5 Ways Minimalism Improves Your Finances
Minimalism has had a profound impact on my finances. I started my minimalism journey about 3 years ago. I was searching for a simpler way of living that would increase my satisfaction with myself, my life and my achievements. The concept of minimalism means to embrace simplicity, enhance utility, and find happiness. It’s literally livingContinue reading “5 Ways Minimalism Improves Your Finances”
How To Quickly Save Your First $1000
Earning minimum wage and trying to build wealth can be a tough balancing act. While many believe the issue is not earning enough, the truth, is regardless of how much money you earn you can still end up living paycheck to paycheck. Yes, increasing your income is one way to build wealth, but managing yourContinue reading “How To Quickly Save Your First $1000”
5 Common Habits Keeping You Broke
Everyone I know can name 1 or 2 bad habits that they just can’t seem to kick. Bad habits are formed over time and, in some cases, are so hard wired in our behavior that we don’t even realize when we are doing them. Bad habits could be one of the reasons you find yourselfContinue reading “5 Common Habits Keeping You Broke”
Yes, You Need An Emergency Fund!
Wherever you are in your journey to financial wellness you should know the importance of an emergency fund. As stated in my previous post, the COVID-19 pandemic has highlighted the importance of having an adequate amount of money set aside for emergencies. While you know that you should have one, the tricky part is determiningContinue reading “Yes, You Need An Emergency Fund!”