The word frugal often conjures up images of misers, miserable penny pinchers and extreme cheapskates. For some reason, people also assume that because someone chooses to live frugally that means they simply cannot afford luxury. Being frugal is none of these things. It’s simply being intentional in how you choose to spend your money. AndContinue reading “Benefits Of Being Frugal”
Tag Archives: Money
How The Federal Reserve Affects Your Finances
In this time of economic uncertainty and rumors of a looming recession, everyone should be paying attention to what the U.S. government is doing. Any and every action taken by this group directly and indirectly affects the wealth of its citizens. Something you should be concerned about. I am not referring to a potential increaseContinue reading “How The Federal Reserve Affects Your Finances”
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Money Lessons I Learned From Growing Up Poor
I was born and raised in a small city on the island of Jamaica. With a population of ~ 2.7M and approximately 4,244 sq miles in size, my experience growing up there was not profoundly different from others born around the same time. With an inflation rate of over 70% and an unemployment rate ofContinue reading “Money Lessons I Learned From Growing Up Poor”
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Love Marriage And Money
Happy Belated Valentine’s Day! I hope you spent the day giving and receiving love from your friends and family. I have always enjoyed this time of year because I love roses, balloons, chocolate, dinners and I just love Love. I also recently got married, so this is my first Valentine’s Day as a wife. BesidesContinue reading “Love Marriage And Money”
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Traditional IRA vs Roth IRA
Saving for retirement is one of the least exciting personal finance topics, but it is one of the most important. At 62, when persons can start getting social security checks from the government, they will come face to face with all the life decisions they made. According to PWC Retirement Report, almost a quarter ofContinue reading “Traditional IRA vs Roth IRA”
5 Money Lessons 2021 Taught Us
It’s the last week of 2021 and the perfect time to reflect on how far you’ve come since January. Though we continue to live in a pandemic, there are still many reasons to celebrate. Some people started their own business, others got promotions, some got married while others had children. There are even those whoContinue reading “5 Money Lessons 2021 Taught Us”
Best Frugal Tips To Save On Christmas Shopping
Happy holidays friends! Christmas season is one of my favorite times of the year because I get to reconnect with family and friends. And of course exchange gifts! This season, there’s more pressure than others, because it’s the first time in over a year since we will be able to comfortably get together. There’s pressureContinue reading “Best Frugal Tips To Save On Christmas Shopping”
Six Smart Things To Do Before You Quit Your Job
Six Smart Things To Do Before You Quit Your Job
3 Ways Money Increases Happiness
This is a touchy subject for many people. For some reason when a person has the opinion that money can increase happiness that person is scorned. Though there are exceptions, it’s life so there always will be, money can indeed increase your happiness. That is, money can improve your emotional and physical wellbeing. Check outContinue reading “3 Ways Money Increases Happiness”
Let’s Talk Inflation
If you went to business school, work in financial services or just take an interest in economics, you have heard the term ‘inflation’ before. If you haven’t, don’t worry, by the end of this post you will be well versed in the course Inflation 101. We’ll start by answering the question, what is inflation? InflationContinue reading “Let’s Talk Inflation”